Mobile App

August 2025

Philippines

Privacy Policy
Effective Date: March 30, 2025

1. Introduction Welcome to Budget Buddy. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you use our expense tracker mobile application ("Budget Buddy"). By using the App, you consent to the practices described in this policy.

2. Information We Collect We may collect the following types of information:
Personal Information: Name, email address, and authentication details if you sign up or log in using third-party services like Google or Firebase Authentication.
Financial Data: Expense and income records entered by you.
Device Information: Device model, operating system, and IP address for app functionality and security.
Usage Data: Interactions with the App, such as screen visits and feature usage, to improve the user experience.

3. How We Use Your Information We use the collected information for the following purposes:
To provide, maintain, and improve the App’s features.
To securely store and sync your financial data.
To analyze usage trends and optimize user experience.
To send you updates, alerts, or service-related notifications.
To comply with legal obligations and protect against fraud.

4. Data Sharing and Disclosure We do not sell or rent your personal data. However, we may share your information in the following situations:
Service Providers: With trusted third parties such as Firebase for cloud storage and authentication.
Legal Compliance: When required by law or to protect our rights.
Business Transfers: If our business is acquired, merged, or transferred, user data may be included in the transaction.

5. Data Security We implement security measures such as encryption and secure authentication to protect your data. However, no method of transmission over the internet is 100% secure, and we cannot guarantee absolute security.

6. Your Rights and Choices You have the right to:
Access, update, or delete your personal data within the App.
Opt-out of promotional communications.
Withdraw consent for data collection, which may affect app functionality.
7. Data Retention We retain user data as long as necessary to provide our services. If you delete your account, your data will be removed from our servers within a reasonable timeframe unless retention is required by law.

8. Third-Party Links Our App may contain links to third-party services. We are not responsible for their privacy practices and encourage you to review their policies.

9. Children's Privacy Our App is not intended for users under the age of 13. We do not knowingly collect data from children.

10. Changes to This Privacy Policy We may update this Privacy Policy from time to time. We will notify users of significant changes through in-app notifications or emails.

11. Contact Us If you have any questions or concerns about this Privacy Policy, please contact us at budgetBuddy@gmail.com.